Goldco review
Editorial score
Best for
Mid-size rollover investors
Account minimum
$25,000
Here is the smart-money read on Goldco — the facts that actually move the decision, scored on the same editorial yardstick we apply to every dealer: fee transparency, account minimum, storage and custodian partners, and verifiable reputation. No fabricated reviews, no hype. Just what a careful investor would check before wiring a dollar.
The bottom line
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
The facts, verified
Compiled from public sources (official sites, BBB.org, finance publications) at our last review (2026-06). Where a fact is not publicly disclosed, we say so rather than guess.
- Founded
- 2006
- Headquarters
- Calabasas, California
- BBB rating
- A+ · Accredited
- Account minimum
- $25,000
- Metals offered
- Gold, Silver
- Storage partners
- Brink's, Delaware Depository
- Custodian partners
- STRATA Trust, Equity Trust
- Fees
- Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
What stands out
- Buyback program with a highest-price guarantee
- Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- Promotional bonus metals on qualifying large purchases
- Lower minimum than education-focused premium rivals
Pros
- Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- Clearly published, predictable annual fee schedule
- Strong buyback program and dedicated rollover assistance
- A+ BBB rating and a long operating history (since 2006)
Cons
- Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- Limited to gold and silver (no platinum or palladium)
- First-year cost rises once setup and segregated storage are included
Visit Goldco
Confirm current fees, minimums and terms on the company's own site before acting.
Sources
Frequently asked
What is Goldco's account minimum?+
Goldco's stated account minimum is $25,000. Minimums can change, so confirm the current figure directly with the company before opening an account.
Is Goldco BBB-accredited?+
Goldco is BBB-accredited with a A+ BBB rating at our last review (2026-06). BBB ratings can change over time; verify the current rating on BBB.org.
Which metals and depositories does Goldco use?+
Goldco offers Gold, Silver for IRA purposes and stores metal with Brink's, Delaware Depository. Custodian partners include STRATA Trust, Equity Trust.
Ratings are our independent editorial opinion, not user reviews.
This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.